Annual software plans can hide margin problems because the headline price feels strong while support cost, discounts, Stripe fees, and refund reserve quietly cut into the sale. This page starts with a realistic micro-SaaS annual-plan scenario and opens the full calculator with every assumption preloaded.
A founder pricing an annual plan usually wants to know if it still works after payment costs and refund risk. This page narrows that question, then sends you into the full calculator with values already loaded.
Start with net profit and break-even list price. If the margin is tighter than expected, test a smaller launch discount, a higher annual-plan price, or a lower support-cost assumption before you publish pricing.
Yes. The preset is only a starting point. Once the calculator opens, change plan price, refund reserve, product cost, or Stripe assumptions to match your exact SaaS offer.
If your annual plan only works when refund rate stays unrealistically low, your public price may still be too fragile. Use the calculator to pressure-test your offer before you lock in launch messaging.