A $149 annual plan reads like a strong sale until support hours, a launch discount, Stripe fees, and refund reserve eat into it. Load the annual-plan preset below and run it through the full calculator to see what the year is actually worth.
A generic calculator returns a clean per-charge number. An annual software plan does not behave that way. Support cost spreads across twelve months, a refund mid-year claws back the full amount, and a launch discount changes the base Stripe charges against. The preset above stacks those in the order they hit an annual sale so the figure you see is what survives the year, not what the headline price looked like on day one.
Start with net profit and break-even list price. If the margin is tighter than expected, test a smaller launch discount, a higher annual-plan price, or a lower support-cost assumption before you publish pricing.
Yes. The preset is only a starting point. Once the calculator opens, change plan price, refund reserve, product cost, or Stripe assumptions to match your exact SaaS offer.
If your annual plan only works when refund rate stays unrealistically low, your public price may still be too fragile. Use the calculator to pressure-test your offer before you lock in launch messaging.