Stripe fee calculator for digital products, courses, templates, and micro-SaaS

Search-first utility for sellers who need the real answer, not rough math. Model coupon discounts, VAT-inclusive pricing, affiliate payouts, refund reserves, Stripe fees, net profit, and break-even price in one pass.

Try a sample scenario

Start with a sample setup that matches your product, then adjust the numbers to fit your business.

Inputs

Default assumptions reflect a typical US Stripe card charge plus optional VAT, affiliate, and refund reserve inputs.

Outputs

What this calculator helps you check

Guides for common pricing questions

Use one of these guides if you want a more specific example for your product type.

Common questions

How do I calculate Stripe fees and profit margin together?

Start with list price, subtract any coupon discount, split out VAT if your listed price includes tax, then subtract Stripe fees, affiliate payouts, refund reserve, and product cost. This calculator models all of those steps together.

Why is break-even price higher than expected?

Stripe percentage fees, fixed transaction fees, VAT-inclusive pricing, and affiliate cuts compound fast. The break-even output shows the minimum list price needed to cover all of those costs.

Can I use this for Gumroad, courses, templates, or a micro-SaaS?

Yes. The preset scenarios map to common digital-product motions and the inputs stay flexible enough for one-off products, cohort courses, annual software plans, or affiliate-driven launches.