How do I calculate Stripe fees and profit margin together?
Start with list price, subtract any coupon discount, split out VAT if your listed price includes tax,
then subtract Stripe fees, affiliate payouts, refund reserve, and product cost. This calculator models all of those steps together.
Why is break-even price higher than expected?
Stripe percentage fees, fixed transaction fees, VAT-inclusive pricing, and affiliate cuts compound fast.
The break-even output shows the minimum list price needed to cover all of those costs.
Can I use this for Gumroad, courses, templates, or a micro-SaaS?
Yes. The preset scenarios map to common digital-product motions and the inputs stay flexible enough for one-off products,
cohort courses, annual software plans, or affiliate-driven launches.