Does this give me a different answer than a generic fee calculator?
A generic calculator stops at Stripe's percentage and fixed fee. Course revenue rarely stops there. Discounts, VAT on the taxable base, affiliate splits, and a refund reserve all move the take-home number before you see it. The preset above stacks those costs in the order they actually hit a course sale, so the figure you walk away with reflects the deductions you are going to face.